Here's the scoop: Once upon a time I got paid monthly which was the worst thing in the history of ... well, not really anything, but it was kind of a pain. It was basically like I was living the month with one big declining balance and two days before payday was eating only generic Rice Krispies for sustenance. When I moved to a job that paid me biweekly, it was glorious, and when I started budgeting it was glorious-er. The primary reason being that I am not very bright. You see, when I created my monthly budget I was basing it on being paid two times within that period, which by and large was true. BUT as anyone with an ounce of sense will tell you, those of us on the biweekly schedule actually have 26 pay periods, not 24. So when those two happy months of five Fridays rolled around ... BINGO! I was met with a check that I hadn't really counted on.
Every year when I look back on my expenditures and update my budget, I always base it on two pay periods a month so that two times a year I've got a "little extra" to move into savings, use on necessary home upkeep, or, you know, put towards a trip. (This would work if I was paid weekly, too. Monthly, as always, is kinda the pits.)
So there you go! Just a little budgeting trick I accidentally learned along the way-Maybe it'll shake things up for you as much as it did for me!