- Unsubscribe: How often, at 3:00 in the afternoon, are you tired, fed up with your day job, and subsequently fall prey to the Super Sale! emails in your inbox. It’s a ploy, people! I can’t tell you how many times I’ve been sucked into a subject line, opened the email, and clicked through the link…all to find a sweater I just CAN’T LIVE WITHOUT. Even though I was totally living without it 5 minutes earlier and hadn’t even THOUGHT about buying a sweater for three months. I was too busy thinking about buying a Coke. Duh. Anyway, one day, I spent 10 minutes just unsubscribing from emails for all but a very few of my very favorite stores. I kept those so that IF I’m in the market for a particular item (say a floaty skirt with a decidedly ‘50s floral pattern) and I see a big sale crop up, I can take the appropriate steps to secure my awesome jupe jolie. (The online French lessons are really working guys. I swear.)
- Don’t Troll: Similarly, just as I’ve banned myself from randomly clicking through the above types of emails, I’ve also banned myself from randomly going onto a shopping site unless I’ve got an idea for what I’m looking for. That means no spur-of-the-moment trips to Jcrew.com just to see the new arrivals. That also means that sure, if I’d really like to add a floaty skirt to my spring wardrobe, I can hunt for that—and only that. I can’t tell you how helpful this deliberate spending/shopping has been both in terms of my wallet and my wardrobe. Or maybe I just did. Whatever.
- Carry Cash: In general, I don’t really carry cash around because, as you know, I’m apt to spend it in vending machines (for Cokes) and at hot dog carts (for Cokes. And hot dogs.) BUT, if I’m going out to a brunch or a happy hour or something of that ilk, I’ll often bring a $10 or $20 along and use it to cap my spending. I’ve found that I’m way less likely to overspend if I’ve got a tangible and visible reminder of my limits.
So there you go: three quick tips to resist the temptation to spend, spend, spend.
What tricks do you use to keep your spending at bay?